General Manager(HR), Santhigiri Asram, Trivandrum,Kerala. Also, External Trainer for HDFC Bank in Kerala. Formerly with State Bank of India in Officer Grade for 33 years; served as Asst. General Manager for over 11 years before retirement. An academician, with 7 degrees. Won several awards for academic excellence, including Commonwealth Bureau of Animal Health Prize and other awards. Author of ten books on banking, personality development etc. Hobbies: reading, writing, public speaking et al. More
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